Over Seas Medical and Life Insurance

 

HCC Medical Insurance
International Medical Group
HTH Worldwide

Welcome to the virtual insurance store and web-site for Stettner Insurance Agency, Inc.

Overseas Individual Medical and Life Quotations:

Please note, there is no charge to the individual for using the services of a licensed insurance agent. The commissions are entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

Please be aware that we never share any of your contact information with anyone, and that any and all personal information is kept absolutely confidential. No one will call you unless you ask to be called, and the only person you will be talking to is Michael C. Stettner, CIC.

Thank you for visiting our web-site, and please let us know how we can assist you.

Our site allows you to receive quotations from several different insurance companies, review plan details, search for providers, and apply for coverage all from the comfort of your computer.

Simply click the tabs on your immediate left follow the prompts. You can obtain overseas individual health quotations from HCC Medical and International Medical Group. If available, you can also further personalize your quote by selecting specific deductibles, co-insurance, and possible additional options.

It is extremely important that you review the specific plan outlines, and the exclusion and limitation section for your plans of interest, so that you have the best possible understanding of the plan. Should you have any questions, thoughts and or concerns please do not hesitate to contact me at (954) 432-2221, (305) 825-7410, (800) 982-2196, or by e-mail at sia383@aol.com

If after reviewing your personal quotation, plan outline, and exclusion and limitation sections you have no questions and would like to proceed with the application process, please click the appropriate tab in the quote engine to apply with the respective carrier.

Sincerely,

Michael C. Stettner, CIC

Agent


Please note that all bullet points are merely a short summary in order for you to determine which plan you would like to quote. Please refer to the specific insurance company outline in order to obtain coverage specifics, exclusions and limitations.

HCC offers International insurance Products such as:

  • Atlas Travel Series: Short-term health insurance for individuals traveling outside of their Home Country

  • CitizenSecure: An international major-medical and term life insurance for individuals and families

  • CitizenSecure Economy: Affordable International medical and term life insurance for individuals and families

  • StudentSecure: Worldwide health coverage for students pursuing their education abroad

  • Atlas Group Series: Short-term international health insurance for 5 or more traveling abroad

  • Atlas Professional: International health coverage for executives taking multiple trips throughout the year

  • MultiNational Accident Plan (MAP): The first comprehensive personal accident plan for international travelers

  • IC+ International Term Life: 10 year term life insurance available to individuals outside of the US

  • Group Secure: An international medical plan for 3 or more employees working abroad


International Medical Group (IMG) offers International insurance Products such as:

Coverage for individuals & families worldwide

  • Patriot Travel Medical Insurance: Addresses the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country

  • Global Medical: A long-term, annually renewable, U.S. style major medical insurance plan designed for U.S. citizens living abroad or foreign nationals throughout the world. It provides two coverage areas. Worldwide and worldwide excluding the U.S. and Canada

  • Patriot Platinum: Provides first class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today

  • Patriot Green Travel Medical Insurance: Is designed for the environmentally conscious traveler and provides up to $2,000,000 of medical coverage and services

  • Patriot Executive: Is designed for the executive that takes multiple trips throughout the year outside of his or her home country. The plan provides coverage up to 30 days in length for each trip

Group coverage for employees around the world or short-term coverage for travelers outside their home country .

  • (GEO Group): GEP Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad, or foreign nationals around the world


  • Patriot Group Travel Medical Insurance: Provides coverage for groups of 5 or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure outside their home country

Scholars, faculty and student coverage while traveling, working or studying outside their home country.

  • Patriot Exchange Program: Is designed for students studying abroad or participants of cultural exchange programs. Two plans are available. The Basic Short-Term Travel Plan and the Standard Short-Term Travel Plan

  • Patriot Group Exchange Program: Offers the same great benefits, options and renewability as the Patriot Exchange Program, and in addition to the Basic and Standard Short-Term plans, a Long-Term plan is available

  • Student Health Advantage: Is designed for individuals or groups of 2 or more students or scholars participating in a sponsored study abroad program, and require an annually renewable comprehensive medical plan.

Individual & Family coverage for trip cancellation and interruption, travel delay, medical expenses and baggage

  • Patriot T.R.I.P travel protection for up to 30 days: Helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden illness or injury, death in the family, jury duty, job layoff, terrorism, or bankruptcy of the tour operator, cruise line or airline

  • Patriot T.R.I.P. Elite first class travel protection: Offers a high level of benefits to travelers who need more coverage than provided in the Patriot T.R.I.P program

  • Patriot T.R.I.P Student Student travel insurance program: Is a “budget conscious” travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip.

Specialty coverage- plans for evacuation only, extreme sports or medical coverage for sea captains and crew

  • Sky Rescue Emergency Medical Evacuation: Sky Rescue is designed for those travelers who need to fill gaps in the international medical insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion, and emergency assistance services that are not covered under most domestic or national plans

  • Patriot Extreme Extreme athletics and adventure insurance: Is designed for the adventurous international traveler who intends to participate in the thrill of extreme sports and realizes that their current medical plan does not cover certain hazardous sports and activities

  • Crew Select International Worldwide coverage for professional marine crew: A comprehensive and portable international medical plan designed specifically for professional marine crew.

  • International Marine Medical Insurance (IMMI) Worldwide group coverage for professional marine crew: IMMI was designed specifically to provide comprehensive medical insurance to marine crew by offering continuous coverage worldwide

  • Global Crew Medical Insurance (GCMI) Worldwide coverage for professional marine captains & crew members: Is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. GCMI can help eliminate the obstacles of time, currency, and language when you are seeking medical treatment and need assistance and administration of your global healthcare benefits.

Once again, please note that all bullet points are merely a short summary in order for you to determine which plan you would like to quote. Please refer to the specific insurance company outline in order to obtain coverage specifics, exclusions and limitations.